What does your salary actually feel like?

This tool shows how a typical UK salary breaks down after tax and everyday costs — to give context, not advice.

No sign-up. No tracking. Just context.

Choose an income range

Select the closest option. This is only used to show typical costs.

Used to adjust typical living costs.

Used to adjust typical living costs.

Figures are estimates based on typical costs, not personal spending.

Costs vary widely by location and household.

Most spending is planned. Little room for unexpected costs.

Essentials covered, some flexibility, occasional trade-offs.

Regular costs covered, room for modest extras.

Most needs met, still conscious of spending.

This tool uses publicly available UK data to estimate typical take-home pay and everyday costs.

Income & tax:Based on current UK income tax and NI thresholds
Typical costs: National averages across housing, utilities, food, and transport
Estimates, not advice: Figures are simplified for clarity

Lifestyle indicators adjust based on household type to reflect shared costs.

Based on UK national averages and simplified assumptions.

Is this financial advice?

No. This tool provides context, not recommendations.

How accurate are the numbers?

They are estimates based on averages and will not fit everyone.

oes this include benefits or childcare?

No. These figures are simplified and do not include individual arrangements.