Privacy Policy

Your privacy matters. This page explains what information this site collects, how it is used, and what choices you have.

Last updated: January 2026

Summary (plain English)

  • This site does not require accounts or logins.
  • This site does not ask for personal financial information.
  • Your selections (income band, region, household) may be saved locally in your browser to improve usability.
  • Advertising may use cookies if enabled (e.g. Google AdSense).

What we collect

The UK Money Reality Checker is designed to be simple and privacy-friendly. We do not collect names, emails, addresses, payment details, or any sensitive personal data.

  • On-device preferences (localStorage): Your selected income band, region, and household option may be stored in your browser so the tool remembers your choices next time.
  • Basic technical information: Like most websites, your browser automatically sends basic technical data (e.g. device type, browser version, IP address) when requesting pages. This is standard web behaviour and is handled by the hosting provider.

You can clear browser storage at any time in your browser settings.

How we use information

  • To remember your selections locally so returning users don’t have to reselect options.
  • To keep the site secure and operating reliably (standard hosting logs).
  • To support advertising, if ads are enabled and consent is given (e.g. Google AdSense).

Cookies and advertising

This site may show ads to help keep the tool free. Advertising providers such as Google may use cookies or similar technologies to show relevant ads and measure performance.

If a cookie banner is shown, you can choose whether to accept or reject non-essential cookies.

For more detail, see the Cookie Policy.

Third-party services

If enabled, the following services may process limited data:

  • Google AdSense (advertising): May use cookies or similar technologies to display and measure ads.
  • GitHub Pages (hosting): Serves the site files and may keep standard server logs for security and performance.

Third-party services operate under their own privacy policies.

Your choices

  • Clear saved preferences: You can clear site data in your browser settings (localStorage).
  • Control cookies: You can block cookies via your browser settings and/or reject non-essential cookies when prompted.
  • Opt out of personalised ads: Depending on your region, you may be able to manage ad personalisation settings through Google.

Contact

If you have any questions about this policy, you can contact the site owner via the project repository.

You can also raise an issue or suggestion in the GitHub project if you spot an error or want to propose improvements.

Disclaimer

The UK Money Reality Checker provides estimates for informational purposes only. It does not provide financial advice and does not make decisions for users.

Figures are illustrative and may not reflect individual circumstances.